Private Insurances
A blog with opinions about private insurance to give you a starting point for researching your choices.
9/6/20231 min read
Opinion: private healthcare insurance in Mexico is superb and inexpensive compared to U.S. healthcare insurance, so look into it. Also, you will not be burdening the Mexican government with healthcare costs.
Long Term Health Insurance for expats and nationals including COVID coverage for ages up to 85.
Life Insurance for applicants under age 71. Once purchased it may not be cancelled regardless of age.
Short Term Medical Insurance for tourists
Mexico Only Policy from Mexican based insurers
Personal Accident / catastrophic policy. Perfect for those with medicare or Canadian health care.
Disability insurance, perfect for those working abroad or online who might get hurt and need disability coverage.
Medical Evacuation Insurance
Auto Insurance for Mexican, Canadian and US registered cars and for cars with UCD permit. Boat / Yacht Insurance
Homeowner's / Renter's Insurance
The information in this website is all opinion:
Public healthcare at INSABI and IMSS hospitals as described below varies widely. One program is not necessarily better than the other. INSABI (formerly Seguro Popular) in Mexico City is often very good and in some places much less so. In some cities such as San Miguel de Allende, INSABI has a large modern clinic and a hospital where as IMSS has no hospital and a dated clinic.
Doctors who work with these programs often have a private practice so to suggest the doctors are of lesser caliber is not true. Doctors who work with both private and who work in public government facilities do so for the low-cost housing assistance, pensions and in some cases to provide care to those who may not otherwise afford their expertise.
Opinion of a Mexican national: For many expats the best option is INSABI which has no fee and also for them to have private insurance with a high deductible for major illness. My opinion: private healthcare insurance in Mexico is superb and inexpensive compared to U.S. healthcare insurance, so look into it. Also, you will not be burdening the Mexican government with healthcare costs.